The Only Guide to Tennessee Personal Injury Attorneys

Some Known Facts About Personal Injury Attorney Tennessee.


That is where individual injury lawyers been available in. Injury lawyers manage a wide range of cases varying throughout all sectors and situations where a person is hurt as a result of one more's negligence. This post explains the variety of instances that injury lawyers manage. The majority of accident lawyers deal with automobile accidents, that include: Different kinds of car mishaps include different theories of regulation and also specialized expertise with differing levels of complexity.


Medical negligence instances resolve situations where a doctor or other health and wellness treatment provider differs the accepted standards of treatment, causing an injury or fatality. A medical malpractice case needs proof that the physician or wellness treatment company was negligent, leading to long-term injury, handicap, or wrongful death.


Common employees' settlement as well as workplace crashes an accident lawyer could deal with consist of: If you have actually been wounded at the work environment as well as are having a hard time to obtain by, make certain to talk to an individual injury attorney with knowledge in workers' payment as well as office mishaps concerning whether you are entitled to seek extra settlement.




Rumored Buzz on Tennessee Personal Injury Lawyer


These attorneys use them an opportunity to be made up for the enormous health effects of being abused at a young age. Below is exactly how our injury attorneys can help you with a child sex-related misuse situation. Payment for a victim of child sexual assault can bring them the treatment and also therapy required to aid reverse the immeasurable effects of such injury.


Tragically, taking care of residence misuse and also disregard are commonly not hauled into court and easily go undetected. Bringing an accident claim is one of minority ways to aid shut the gap in justice for sufferers of elderly misuse in assisted living home as well as hold facilities responsible to prevent such harms from being committed.


New York, NY Select Nicholas Elefterakis for knowledgeable, diligent accident representation in the New york city, NY area.




How Tennessee Personal Injury Lawyer can Save You Time, Stress, and Money.


Some individuals just want to know their yearly incomes due to the fact that they are interested concerning just how a lot a legal representative makes. Others make inquiries concerning it since they want to join this field out of regulation college.


There are various sorts of accident lawyers. Personal injury is not a little area. And if you go deep into it, you will see more than a loads sorts of lawyers thought about. Surprisingly, some instances entail fatalities, employees' settlement, employment law, cruise liner instances, and also other casualties.




Personal Injury Lawyer NashvilleTennessee Personal Injury Lawyer
These statistics just often apply to PI legal representatives. Due to the fact that PI attorneys function on a contingency, they get paid a percentage of what they collect.




Injury Lawyer Nashville Fundamentals Explained


For lots of reasons, some legal representatives could make less than half of $100 Thousand annual. Listed below, we talk about the break down of a common individual injury negotiation.


As well as this remains the situation where there is a referring lawyer included. So right here, let's think your owed lawful charges will be cut in half by two law firms. Both law practice had a contract to split a 40% contingent fee. So $20 article Thousand will certainly go to Company A, and also $20 Thousand will certainly most likely to Firm B.


Your lawyer will certainly incur personal expenses. A couple of instances of legal instances would consist of deposition prices, expert charges, and prices for traveling. In some situations, it can wind up setting you back numerous thousands of bucks to cover a situation's expenditures. For this instance, we'll state the costs are $18 Thousand. (At this moment, there is $42 Countless the $100 Thousand remaining).


The federal government as well as most states require you to pay medical professionals, websites federal government companies, and also medical facilities from settlements. And also this covers shed earnings, discomfort and also suffering, as well as the time used to submit the claim.




Facts About Nashville Injury Attorney Revealed


Personal Injury Attorneys NashvillePersonal Injury Attorney Nashville
Plaintiffs do not constantly file a fit to get abundant. In some cases these lessons ensure no one else undergoes what they needed to go via. It is around more than just the negotiation quantity. Areas are safer when plaintiffs stand their ground against hoodlums. Yes, this is.


One large reason for several lawyers charging this means might be that they do not see the case finishing on positive terms. Mostly, attorneys prevent at-fault or partial fault type instances.


In addition, this holds even if they can win the instance for the customer. Besides, all the best trying to collect on an unsecured borrower's judgment. Most legal representatives charge by the hour when there is no insurance settlement. Other times they bill hourly when the lawyer believes the case is weak.




What Does Personal Injury Attorney Nashville Tn Do?


As you site link can see, the sorts of lawyers and how much cash they make depends upon several variables. And this properly addresses the inquiry. Lawyers need to have themselves appropriately marketed as well as a lot more successfully on the net today. A totally free examination is the most reliable device for today's lawyers to draw in even more clients towards them.


If we consent to tackle your instance, we'll represent your finest rate of interests at every stage of the legal process.

 

Not known Factual Statements About Top 10 Best Personal Injury Lawyers In Austin Texas

How Top 10 Best Personal Injury Lawyers In Austin Texas can Save You Time, Stress, and Money.


This will afford greater expertise and insight right into your search to locate an individual injury lawyer for the claim. Medical Repayments Protection as well as Uninsured or Underinsured Vehicle Driver Insurance Coverage. First event coverages are those coverages that you carry your very own policy that you can use to maximize your healing on your injury automobile mishap insurance claim. There is generally a right of subrogation on medical insurance plans. Clinical Payments Insurance coverage can deal with your health and wellness insurance policy protection to decrease your direct exposure to medical costs as well as to capitalize on carrier discounts on your medical insurance plan. This interaction is made complex, and it takes specialized knowledge and also skill to use these coverages to a hurt individual's advantage.




Injury Lawyer Near MeBest Personal Injury Lawyer Near Me


Without Insurance Motorist Insurance Coverage and also Underinsured Driver Insurance coverage use when the at mistake motorist has no, or inadequate, coverage to make up the victims of an accident auto mishap. If your insurance claim entails an Underinsurance claim, it will involve numerous intricate attributes that a layman just can not manage by themselves.


When you employ an attorney on an injury claim, the lawyer will certainly deal with the insurance policy business on your part (get more info). The end result will certainly be reduced stress and anxiety to you. Some injury attorneys do not manage your residential property damage, since it involves a great deal of effort and time for little, or no, compensation.


, and also he will certainly not take a contingency fee on the property damages and also rental automobile elements of your insurance claim. This is significant advantage of attorney depiction.




Top 10 Best Personal Injury Lawyers In Austin Texas for Dummies


Personal Injury Attorney Near MeInjury Lawyer
These are cut-off periods of time that can extinguish your claim. It these laws of repose are "blown" by not filing a Problem with the suitable Court within the pertinent Statute of Limitations, the outcome will be your inability to recover versus the unfavorable party and/or his insurance coverage. You shed the right to take legal action against the negative event.


Your attorney will certainly shield your interests regarding these cut-off days. It is essential to know at the beginning of a case just how much insurance the accountable party has. You do not want to get into a circumstance where you generate thousands of dollars of medical expenses and also there is not nearly enough insurance coverage (including health and wellness insurance policy, Medical Payments Coverage, liability protection from the various other event and Uninsured/Undersinsured Vehicle driver Insurance coverage) spend for them.


The layperson is not with the ability of putting this pressure on an insurance policy service provider. Consequently, the plaintiff will certainly have a lot less negotiating power with the involved insurance provider. The attorney can likewise take legal action against the insurance provider for poor faith on very first celebration claims, if the insurer doesn't handle your case rather.


A personal injury insurance claim is a new and also frustrating experience for a lot of accident sufferers. https://open.substack.com/pub/pinjurylaw10/p/the-smart-trick-of-top-10-best-personal?r=2bg1nf&utm_campaign=post&utm_medium=web. Your lawyer will be with you every action of the method to recommend you on all important maters involving your instance or claim.




The 4-Minute Rule for Top 10 Best Personal Injury Lawyers In Austin Texas


If your situation includes any kind of litigation, you need a lawyer. Most attorneys will certainly progress prices for clinical experts and also the prices of litigation. Lawsuits is extremely expensive (nearme.vip/top-10/best-personal-injury-lawyers-austin-texas/). Filing fees have actually more than doubled in the last few years. A lot of victims do not have the monetary ways to pay the expenses related to getting a report from a clinical specialist which is often required to acquire a good negotiation.


They will compel you into lawsuits. You can not take care of these instances on your own. Numerous lawyers don't wish to take these insurance claims due to the work involved as well as the low negotiation amount that insurance provider are eager to pay on these claims. You need a lawyer to obtain a sufficient settlement to cover your clinical expenses when your building damages is under $1,000.


It is difficult for unrepresented persons to handle insurance claims against big firms on item problem situations. You must have attorney depiction to dominate on a bad drug or poor item case. If you are involved in a multiple lorry car accident where responsibility of several vehicle drivers is entailed, an accident restoration might be necessary to sort out the numerous claims versus the negative vehicle drivers.


Attorney depiction is essential for these kinds of mishaps. Simply since you were cited does not always extinguish your insurance claim versus the various other vehicle driver.




Top 10 Best Personal Injury Lawyers In Austin Texas Things To Know Before You Get This


If relative negligence is included with your claim, Click Here you need as well as attorney representation develop the get go. Each Insurance firm has its own character. Insurance provider have their very own means of dealing with vehicle crash insurance claims. In some cases they remain in a strict mode as well as won't settle instances. And also, at other times, they may remain in a more tolerant setting.


A lot of back injuries have some long term effects, which are reduced by correct treatment. Don't resolve your injury till you have actually had correct clinical assessment as well as therapy.


Insurance provider will not generally moderate or arbitrate your claim when you are not stood for. You require an attorney to represent your interests if your case is to be solved by alternate conflict resolution. This is among the greatest benefits of attorney representation. Health and wellness treatment suppliers that manage injury insurance claims want some warranty that, if the insurance provider pays you cash, that their passion in making money for their services will be shielded.

 

The Buzz on Personal Injury Attorney Near Me

The smart Trick of Injury Lawyer That Nobody is Talking About

 

Injury Attorney Near MeBest Personal Injury Lawyer Near Me

The Snyder Law Group, LLC, proudly represents clients throughout Maryland as well as Washington, D.C. Our knowledgeable Baltimore attorneys understand the frustration that includes an insurance provider, physician, or various other party that declines to approve obligation for negligent or reckless actions. You can take heart in understanding there are gifted as well as knowledgeable attorneys ready to benefit you.


This access was uploaded on Friday, December 17th, 2021 at 3:42 pm. Both comments as well as pings are currently shut.


Concerning 24. 8 million individuals have to check out a physician's office due to unintended injuries. An additional 97. 9 million accident sufferers wind up in the emergency situation room. If you were recently in a mishap, you do not need to spend for your clinical expenses expense. Instead, make certain to employ a seasoned accident lawyer right away.


After reviewing this guide, you can determine if employing a personal injury legal representative suits your requirements as well as objectives. Browsing the intricacies of a personal injury claim can really feel complicated, particularly if you lack experience.

 

The 5-Minute Rule for Personal Injury Attorney Near Me


You could likewise let the statute of limitations lapse, causing you to lose your chance to file your suit. Courts do not often like pro se plaintiffs in their courts.


Many pro se complainants make step-by-step errors as well as costly mistakes when attempting cases alone. You could experience a delay with your legal action also. Prior to you inadvertently make a mistake, consider contacting a accident attorney. Try to find a lawyer that focuses on cases like your own. They'll have extra intimate understanding of the laws and also treatments included with your instance.

 

 

 

Personal Injury Lawyer BrooklynBest Personal Injury Lawyer Near Me
Instead, you can utilize their years of hands-on experience and knowledge. Understanding about their previous instances can assist you make educated decisions concerning your very own case, as well. An experienced attorney has most likely established professional connections throughout the years. You can take advantage of those partnerships when building your case. Your personal injury lawyer could call on a clinical specialist.


The clinical professional can likewise indicate how your injuries might affect your top quality of life lasting. Your personal injury lawyer may employ a private investigator to gather this proof.

 

 

 

The Greatest Guide To Personal Injury Lawyer Brooklyn


Instead, take into consideration hiring a personal injury attorney. If you're on discomfort killers for your injuries, they might use what you say versus you.


They might likewise make use of scare methods. Sometimes, they might use generosity to deceive you into saying the wrong thing. The adjuster will certainly pretend to have your interests in mind to encourage you to state something that suggests you were liable for the accident. The insurer does not have your finest interests in mind.


Instead, take into consideration hiring an individual injury attorney. It's sometimes hard to put a financial quantity on pain and suffering, especially if you do not have individual injury case experience.


They'll have a far better understanding of the losses included. Remember, the insurance policy company will certainly Bonuses wish to pay you just possible. The various other celebration's attorney might try to send out a lowball deal, as well. Your attorney will not let you leave money on the table. Instead, they'll defend the total of compensation you schedule.

 

 

 

The Single Strategy To Use For Personal Injury Lawyer Near Me


You'll likewise require to show their neglect caused your injuries. Employing an individual injury lawyer can aid you determine that was at fault for the mishap.


If the various other party included in the mishap tries to blame you for the event, don't be reluctant to employ a legal representative. If you try handling a personal injury case without a lawyer, you could lose money.


Rather of waiting to seek aid, consider employing a personal injury legal representative right away. Working with a knowledgeable individual injury legal representative is in your ideal passions.


Have a situation? We're below to assist. Get in touch with us today to start - best injury lawyer near me. The Gumprecht Legislation Firm3455 Peachtree Rd NE Fl 5Atlanta, GA 30326( 678) 800-1050.

 

 

 

The Definitive Guide for Personal Injury Lawyer Brooklyn




The impacts of an individual injury accident can be life transforming as well as it is very important to have lawful advise on your side to secure your best rate of interests. An accident legal representative is an expert that stands for targets injured because of somebody else's neglect. Employing an experienced individual injury lawyer in Los Angeles can make a substantial difference in your case.


Instead, take into consideration working with a personal injury legal representative. Your attorney will take the time to examine the files associated with your case. They can compute the complete level of your financial losses. They'll consider the discomfort and suffering you experienced, too. It's in some cases tough to put a monetary quantity on discomfort and suffering, particularly if you do not have injury instance experience.


The other celebration's attorney might try to send out a lowball offer, too. Your legal representative won't let you leave money on the table.


You'll likewise need to verify their negligence created your injuries. Working with an individual injury lawyer can help you determine that was at fault for the crash.

 

 

 

Not known Factual Statements About Injury Attorney Near Me


If the other event entailed in the mishap tries to blame you for the case, don't wait to employ a legal representative. If you try managing a personal injury instance without a lawyer, you can lose money.


Rather of waiting to seek assistance, consider employing an individual injury lawyer right away. Working with an experienced individual injury legal representative is in your finest passions.


Have a situation? The Gumprecht Legislation Firm3455 Peachtree Rd NE Fl 5Atlanta, GA 30326( 678) 800-1050.


The effects of an accident accident can be life changing as well as it is essential to have legal advise in your corner to safeguard your benefits. A personal injury attorney is a specialist who stands for sufferers hurt due to another person's oversight. Employing an experienced accident lawyer in Los Angeles can make a massive difference in your situation.
 

Nursing Home Abuse Attorney - Questions

Our Brain Injuries Attorney Diaries

 

While you're not required to have a lawyer represent you in an injury case, here are seven reasons you need to consider keeping one. Complying with a collision with injuries or another kind of injury crash, you will likely experience a combination of pain from your injuries and solid emotions. Experiencing injury can make it harder for you to take care of your insurance claim fairly.


In a lot of cases, having solid lawful depiction can lead to larger settlements because attorneys refine their negotiating skills in law school as well as in their years of practice. Insurance provider speak to accident victims as quickly as they discover that they were harmed. You may be called by an adjuster who claims that the insurance company needs to get your side of the story.


In reality, insurers are devoted to their companies' passions and not the interests of crash sufferers. If you consent to give a videotaped statement, the insurer will make use of whatever you say versus you in your claim. In a similar way, insurer in some cases send out launch forms to the victims to attempt to get their clinical records.

 

 

 

The smart Trick of Brain Injuries Attorney That Nobody is Talking About


However, they make use of these sorts of launches to look for something else on which to criticize the targets' injuries (Orlando personal injury attorney). You ought to not make statements to the at-fault driver's insurer or agree to sign anything without speaking to an accident legal representative. Your attorney can after that take over and aid to avoid you from making essential mistakes that could potentially damage your claim and your legal rights to recover settlement.

 

 

 

 


If you try to represent on your own, you will likely need to deal with a defense lawyer employed by the insurer, and also she or he will likely have a lot more expertise concerning the legislation and also the insurance claims procedure than you. Having your very own lawyer can assist to also the playing field as well as make it likelier that you will do well in recovering problems.


If you are not stood for by a lawyer, you will not be able to seek compensation until you have actually sufficiently recuperated from your injuries, which can translate into waiting a lot longer prior to you will certainly receive a negotiation. It is best for you to contact an injury lawyer at Raynes & Lawn right after your crash.

 

 

 

Not known Details About Nursing Home Abuse Law Firm


Your lawyer ought to also understand just how to stop setbacks from happening to promote a faster resolution of your case. Some medical professionals refuse to deal with injury accident victims because they do not intend to be associated with potential litigation and could not be familiar with exactly how to bill car insurance provider - nursing home abuse attorney.

 

 

 

Nursing Home Abuse AttorneyNursing Home Abuse Lawyer
Various people are wounded in mishaps triggered by other individuals or organizations. If you have suffered injuries due to somebody else's actions, you need to get in touch with the attorneys at Raynes & Grass immediately. We have actually battled for the civil liberties of mishap targets for 50 years and also recognize just how to build strong situations on part of our clients to maximize their settlements.


This Blog/Website is informational in nature and is not an alternative to lawful research study or an assessment on particular matters relating to your clients. Website Because of the dynamic nature of lawful doctrines, what may be exact eventually might be inaccurate the next. The components of this blog must not be depended upon as a basis for arguments to a court or for your guidance to clients without, again, further research study or a consultation with our experts.

 

 

 

Unknown Facts About Orlando Personal Injury Lawyer

 

Nursing Home Abuse Law FirmNursing Home Abuse Lawyer

 
 

 


When it concerns quantifying just how much money your injury insurance claim is actually worth, several are not knowledgeable about how all of the components of your instance can impact the value of your negotiation. A seasoned injury lawyer will certainly understand all the nuances of your instance, just how much your particular injuries deserve, in addition to just how to deal with the insurance coverage firms.




If you make a decision to take on your injury insurance claim alone, the insurance firm can utilize this to their advantage and see to it their own interests are protected rather than your very own. Hiring an injury lawyer that can combat for you and straight battle with the aggressive insurance coverage representatives will certainly leave you with excellent odds at receiving a high settlement - Orlando personal injury lawyer.


An injury attorney has the ability to take your situation to trial, which is a bad sign for insurance policy companies, as the majority of juries regulation versus them. brain injuries attorney. Revealing the insurance provider that you are prepared with a certified personal injury attorney could encourage them to make you a settlement offer quicker and much more to your liking.

 

 

 

Getting The The Emanuel Firm P.a. To Work

 

Brain Injuries AttorneyBrain Injury Attorney

 



If this link you or a family members participant was seriously injured in an accident, you might be debating whether to speak to an injury legal representative. You may have problems that the price of an attorney exceeds the advantages of representation. We can say with confidence that, for a lot of accident victims, the benefits of working with an injury lawyer are substantial and also worth the moment to schedule a cost-free, confidential consultation.


Your attorney comprehends what is called for to confirm mistake and responsibility under a variety of regulations associated with mishaps as well as injuries. The lawful elements to verify your go to the website insurance claim may differ slightly relying on the legislation that puts on your instance. Your attorney handles the examination to identify the accountable party or events and also collect the proof required to verify fault.


The insurance claims insurer is not going to inform you if you are getting much less than your insurance claim is worth. An individual injury attorney determines the worth of your case based upon your monetary losses and also non-economic problems. A lawyer understands how to utilize the proof in your situation to make best use of non-economic or discomfort and experiencing damages.

 

 

 

About Brain Injuries Attorney


Learn more about your legal rights and also exactly how our law office can help you recover the compensation you should have from the party responsible for creating your injuries.


That's why you ought to take into consideration using an accident attorney St. Louis to help with your insurance claim.
 

Some Known Facts About St Louis Truck Accident Lawyer.

St. Louis Auto Accident Lawyer Things To Know Before You Buy


When an attorney is positive regarding their capacities, it transitions into the way they carry themselves and the way they deal with the intricacy of difficulties that are offered to them, such as my situation. With Elliott's solutions, I can remain to strive onward in life as well as emphasis on myself an option I believed was nearly impossible. st. louis car accident attorney. For every one of these factors, I would unquestionably suggest Elliott's services to any individual that requires a lawyer/attorney. Recognizing the injury procedure will certainly assist you recognize the timeline, the steps, as well as, most importantly, what you can do to aid a The golden state injury lawyer make the most of the possibility of success for your insurance claim. The minutes after a mishap are psychologically charged.


The letter specifies your intent to be made up for your problems, explain why they are at-fault, describe the severity of your injuries, and go over the settlement need., a lot of individual injury.




 


victims have 2 years from the date they were injured to wounded a claim in court seeking damages. There are a few circumstances in which you have longer than 2 years to submit, such as a small plaintiff, armed forces service, or the offender is lacking from
the state, but however personal injury attorney lawyer be able to tell inform if any of these exceptions exemptions use your case.




The smart Trick of Motorcycle Accident Lawyer St. Louis That Nobody is Discussing


We have even more than 20 years' experience delivering aggressive, tailored representation for sufferers like you as well as recovered millions for our customers. Steven M. Sweat has actually been named a Super Legal representative, putting him in the top 5% of all The golden state individual injury lawyers.


This company was able to obtain the maximum amount feasible for me Craig S., Car Crash Client, They are excellent at what they do as well as are truthful Steve G., Accident Customer, Erin was able to get me over dual what was originally provided Nicole E., Car Accident Customer


Confronted with incredible monetary losses in the type of medical bills as well as other damages, accident sufferers are generally reluctant to hire a legal representative in Florida. It only makes feeling to stay clear of one more monetary pressure with so many on your tail as-is, nevertheless, obtaining a Florida auto accident legal representative on the case is not as frustrating as you may believe.


This write-up will lay down all the repayment details of employing personal injury attorneys in Florida. Being a mishap sufferer is a tough tablet to ingest: just the bravest of hearts can endure the economic and also non-economic pressures associated with such occasions such as filled with air clinical bills and injuries.




St. Louis Truck Accident Attorney for Beginners


St. Louis Personal Injury LawyerMotorcycle Accident Lawyer St. Louis

 
 



You can expect such charges for all forms of uncomplicated situations and cases. Nevertheless, the exact same may be real in personal injury instances too if your situation is not extremely challenging (st. louis truck accident attorney). However we'll be sincere here: this is seldom the instance because accident circumstances demand an extremely critical technique as well as these instances are not as simple as they initially appear.




St. Louis Truck Accident AttorneySt. Louis Personal Injury Attorney
Hence if you do encounter an injury legal representative demanding a flat charge and also you feel like your possibilities at winning are quite reasonable, then you can go for it. Nonetheless, as discussed previously, injury legal representatives hardly ever demand flat read what he said fees (nonetheless, they might do so for sure solutions connected to your instance).




We have even more than 20 years' experience providing hostile, personalized representation for victims like you and recuperated millions for our clients. Steven M. Sweat has been called a Super Lawyer, putting him in the top 5% of all The golden state personal injury lawyers.


This company was able to acquire the maximum quantity feasible for me Craig S., Vehicle Crash Client, They are very excellent at what they do and are straightforward Steve G., Personal Injury Client, Erin had the ability to get me over double what was originally provided Nicole E., Car Mishap Customer




The Definitive Guide to St. Louis Personal Injury Attorney


St Louis Truck Accident LawyerSt. Louis Trucking Accident Lawyer
Encountered with shocking financial losses in the form of medical costs and other damages, personal injury sufferers are normally hesitant to work with a lawyer in Florida. It just makes good sense to prevent an additional monetary stress with numerous on your tail as-is, however, getting a Florida vehicle crash attorney on the case is not as frustrating as you might think.


Hence delaying matters in accident cases or going on your very own are unrealistic options. This post will set all the settlement information of working with individual injury legal representatives in Florida. Auto mishaps are rather common on the roads of Florida and also they can get pretty terrible. Being an accident victim is a hard tablet to ingest: just the bravest of hearts can stand up to the financial as well as non-economic pressures connected navigate here with such occasions such as inflated medical bills and injuries.


You can expect such try this out costs for all types of uncomplicated scenarios as well as instances. However, the exact same may be real in individual injury situations too if your scenario is not really challenging. We'll be straightforward here: this is seldom the situation because individual injury situations demand a highly strategic method as well as these cases are not as easy as they first appear.


Therefore if you do come throughout an accident attorney demanding a flat fee and also you seem like your opportunities at winning are quite reasonable, then you can go for it. Nevertheless, as discussed previously, injury attorneys seldom demand flat costs (however, they might do so for particular services connected to your situation).

 

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15